Can Expats Get Insurance Reimbursement for Optical Shops in Korea?
Can Expats Get Insurance Reimbursement for Optical Shops in Korea? A Guide for International Patients
If you're an expat living in Korea or a traveler with international health insurance, you might be wondering: Can I get reimbursed for glasses or eye exams at an optical shop in Korea? The short answer is—yes, in many cases, but it depends on your insurance provider and the documentation you receive.
🧾 Do Optical Shops in Korea Accept International Insurance Directly?
Most optical shops in Korea do not directly bill foreign insurance companies. Instead, you’ll typically pay out of pocket and then submit the receipt for reimbursement through your insurer. This is a standard process followed by most expats and international travelers.
However, many reputable optical shops, especially in places like Gangnam, Apgujeong, and Myeongdong, are familiar with international customers and can help you prepare the right documents.
✅ What Documents You’ll Need for Reimbursement
To submit a claim to your insurance provider, you’ll usually need:
- Detailed receipt (with itemized costs)
- Optometrist’s prescription (provided during your eye exam)
- Business registration number or clinic/optical shop stamp
- Tax invoice (세금계산서) — if your insurance provider requires it
Most large chains like Davichi Optical Apgujeong can issue English receipts and provide their business license number on request. Some may even offer a medical certificate for the eye exam if your insurance plan requires one.
🌍 Who Can Reimburse?
Reimbursement depends entirely on your insurance provider and plan type. Some international health insurance plans cover:
- Prescription glasses and lenses
- Eye exams by a licensed optometrist
- Contact lenses (prescription only)
Plans like Cigna Global, Allianz, Aetna International, and GeoBlue often allow out-of-network claims if proper receipts are submitted.
💬 Pro Tip for Expats & Travelers
Before your visit, check with your insurer about what’s covered under your vision or outpatient benefits. Keep in mind:
- Glasses for fashion or cosmetic use may not be covered.
- Some policies require a referral or medical necessity.
- Reimbursement amounts vary—some cover full costs, others have limits or deductibles.
Where to Go:
For English-speaking support and insurance-friendly receipts, visit
Davichi Optical Apgujeong (Exit 4). The staff can provide proper documentation, including a stamped prescription and itemized receipt—making your claim process much smoother.
Final Thoughts
While you can't swipe your international insurance card at the counter, getting reimbursed for glasses or eye exams in Korea is totally doable. As long as you keep the right paperwork, buying glasses here is not only fast and affordable—but can also be covered under your insurance plan.